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As a resident of the Miami Valley, Sonie Marzluff has a personal interest in the South Dayton Area. She has over 30 years of experience as a Realtor and has been recognized by the Sales Leaders Clubs of the Dayton Area Board of Realtors, the Ohio Assn. of Realtors and the National Assn. of Realtors since l980.  With her extensive knowledge of the local real estate market she can provide experience and expertise in your real estate transactions. She knows investing in real estate is one of the largest financial decisions you will make and it should be an enjoyable, exciting and rewarding experience. She takes pride in listening to her clients' needs, a trait which enables her to be effective, efficient and easy to work with. 


Here you will find information about real estate in
Springboro/Clearcreek Township,  Centerville/Washington Township, Beavercreek, Fairborn, Franklin,  Kettering, Oakwood, Lebanon or Bellbrook, email Sonie at sonie.marzluff@irongaterealtors.com or call her at 937-609-8445.

 
 

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 Economic Stimulus Bill Helps First-Time Homebuyers

Watch this recent news report from WDTN, featuring DABR Treasurer Bob Wilson. The report highlights programs in the new stimulus bill that are meant to generate real estate sales.

 
 
 
 

To take a look at My Hometown Newsletter...Click Here

 

5 Fourth of July Safety Tips for Dayton Area Homes

The Fourth of July is an exciting – and delicious - time of year for owners of Dayton Area homes.  There’s swimming, grilling hot dogs and hamburgers, and, of course, fireworks.  While the lights are pretty and it’s a blast to set them off, a moment of carelessness can ruin a good time.  Following this list of common – and not so common – safety tips will help ensure that you have a safe and happy July 4th.
 

How to Decide if You Should Remodel Your Dayton Area Home or Move

From birthdays and anniversaries to graduations and weddings, your home has seen many great days. But, you also may find yourself making repairs more often, and you could begin to get the feeling you need a change. This change can come by remodeling your Dayton area home or selling it. Before you make a decision, consider a few very important factors.
 

5 Characteristics You Want Your Dayton Area Real Estate Agents to Possess

When buying a home, of course everyone wants to work with a dynamic real estate agent. But sometimes, it's hard to know not only what talents you want in a real estate agent but also what you really need. While Dayton Area real estate agents differ, there are five traits you definitely want the agent you choose to work with to embody.
 

4 Tips to Prevent Home Buyer's Remorse When Buying Dayton Area Real Estate

Buying a home can be a life-changing experience. Whether it's your first piece of Dayton Area real estate or your third, take some time to assess all the ups and downs that are part of such an expensive purchase. Here are a few tips to help prevent negative emotions such as buyer's remorse from getting your down.
 

4 Important Tips When Buying Dayton Area Foreclosures

Buying Dayton Area foreclosures can be an exciting task. And the thought of getting a great deal on a home can literally make you giddy. But before you get caught up in all the good things about buying a foreclosure, there are still many details to sort out before you get the keys to your dream home. 
 

3 Tips to Pay Off Your Dayton area Home Mortgage Early

 

If you own a Dayton area home, you're probably trying to figure out how you can save money. One of the best ways to add a bit of cash back into your pocket is create a budget, and work on paying off your mortgage early. With a little research and a lot of focus, you can be mortgage free.
 
3 Tips to Keep in Mind When Buying Eco-friendly Dayton Area Real Estate

From household cleaning supplies to clothing, everything is going green. The same goes for the real estate market. Many potential home buyers want eco-friendly Dayton Area real estate. Before you simply buy a home that’s touted as green, consider these few tips for finding a truly green home.
 

Are You Protected for the Move to Your New Springboro Home?

There are many items you own that never move from the spot you placed them when you brought them home. Some of these objects are very large like televisions or cabinets. Other belongings are lighter but extremely delicate. Valuable items can either be very expensive or just full of sentimental value. How do you protect them from possible damage or loss during a move to your new Springboro home?
 
Buying Bank Owned Springboro Real Estate—REOs
 
Buying REOs is a very popular method of buying Springboro real estate for investment.  If you’re just getting started accumulating investment property, this is one way you can get very good deals and amass a great deal of property quickly.
  
A guide to understanding the 2009 first-time homebuyer tax credit...
 
What’s this new homebuyer tax incentive for 2009?
The 2008 $7,500, repayable credit has been increased to $8,000 and the repayment feature is eliminated for 2009 purchases. Any home that is purchased for $80,000 or more qualifies for the full $8,000 amount. If the house costs less than $80,000, the credit will be 10% of the cost. Thus, if you purchase a home for $75,000, the credit would be $7,500. It is available for the purchase of a principal residence on or after Jan. 1, 2009 and before Dec. 1, 2009.
 
There is no pre-purchase authorization, application or similar approval process. All eligible purchasers simply claim the credit on their IRS Form 1040 tax return. The credit will be reflected on a new Form 5405 that will be attached to the 1040. Form 5405 can be found at www.irs.gov.
What's Ahead for Real Estate in 2009...

2009 will be a year of recovery and stabilization for the real estate industry. Here are my 15 top predictions for 2009:
1. Mortgage rates will drop, then rise, and finally stabilize
  • Rates will be at a historical low in the first part of the year.
  • Rates will go up in early spring.
  • Rates will level off after the first half of the year.
 
Giffels-Webster Engineers (GWE), a civil engineering firm with a 50-year industry reputation for its vision for today’s market and beyond, revealed its annual list of Top Five Real Estate and Development Trends. According to GWE, the hottest market-growth areas are:

  1. Infrastructure Rehabilitation
  2. Urban Redevelopment  
  3. Energy Generation  
  4. Life Sciences  
  5. Healthcare Expansion/Renovation
 
 

 

 

 

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